Silvester Kovács
Mortgage, investments, income protection, and retirement — all clearly laid out in one asset map. With a single point of contact who understands your entire financial story and guides you towards a 'renta' – a monthly payout from your assets.
Consultations always free No commitment A reply within 24 hours
I look for solutions across the whole market, not inside a single bank or insurer.
Under one roof I compare offers from banks and insurers across the market
I use the rates banks are offering today — from 3,39 % (Prvá stavebná sporiteľňa, 3-year fixed period). I will prepare exact figures for our meeting.
The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.
Bank rates valid for 10/2026.
Five steps that are the same for every client at myLife.
We get to know each other and I explain what I do.
We go through your goals, your options and your priorities.
A solution built around what you actually need.
I take care of the paperwork from start to finish.
We keep building your wealth together over the years.
Three steps. The first one commits you to nothing.
Pick a time that suits you. Where we meet: In Bratislava or online. It takes 90 minutes.
First, your situation. Then, the plan. And only then, the products.
If you subsequently decide on a specific solution, I am compensated by the financial institution with which the solution is concluded. I will show and explain all important costs and fees to you in advance.
If it's working well, we'll leave it as is. If we find room for improvement, I'll show you the options. The decision is yours.
Whether you're starting from scratch, dealing with your first mortgage, have an emergency fund, or are already investing, it's important to have a plan that adapts to your situation and goals.
Our collaboration proceeds in several steps – first, we'll go over your situation and goals, then conduct a financial analysis, and I'll prepare a financial plan for you.
We'll review each step together, and you decide if you want to proceed.
I will reply within 24 hours. The consultation is non-binding, and I don't sell anything during it.
Leave me your contact details and a short note on what I can help with.
Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.
Get in touch any time — I will reply as soon as I can.
Hello, Silvester Kovács here. If anything on the page is unclear, or you would rather go straight to your own situation, write to me — I will get back to you personally.
Your message reached me. I will reply to the e-mail you left.
